Money, we need it for survival. It’s good to have as we have bills, taxes and groceries to pay for. We know it’s all about balance and not to get caught up and obsessing over it. Yes balance. Responsibility is key and we all should be thinking of building our savings. No matter what, building savings is key. You never know when an unnecessary circumstance would happen and you will need cash. For instance, if you receive a lay off, will you have enough money to sustain until you receive another job. In this economy, you know the deal. It has been tough on all of us.
Let’s observe the grocery store please. A gallon of orange juice (generic) is running around $8.00. I remember when it was around $2-$3. On sale, $.99. It has been hovering around that price for over 2 years now. Let’s not talk about eggs, exit to the left!
With these prices (inflation) comes tight budgets. The same things you were paying for at less price are draining your bank account. Especially if you are receiving the same paycheck. If you didn’t get a raise or bonus (to adjust to inflation) you are screwed. Either you’re not buying these items or you’re doing price substitutes. Perhaps you’re grabbing the $1.00 generic soda or juice that is on sale. Minute Maid or Tang. They may not be your flavor, but this will do. You have a family to feed, a diet to sustain.
Why I Rock With Earn Money Apps
Inspiration Behind This Article
What To Look Out For In Earn Money Apps
Why Playing Games Is Therapeutic And Helps Your Mind
Unlocked Phone So You Won’t Be Tied Down With A Contract
Computer Requirements For Smart Earning Potential
Top 15 Earn Money APPS To Start Earning Money
2.FreeCash
3.YouGov
4. EarnStar
5. Kashkick
7. Richie Games
8. PrizePlay
9. EarnHaus
10. SurveyLama
11. MoneyTime
12. Moneywalk
13. Cashbuddy
14. Scrambly
15.LifePoints
Read Instructions To Make Sure You’re Compensated
Tips To Make Sure You’re Compensated For Playing Games
For my dieters, I feel for you during these times. I know, the healthier options are generally higher. Especially if you’re aiming for our organic friends. The market knows the game, they can command a higher price. You want to look good, you will invest. They know, you will shell out the dollars because having organic will help your weight loss better than other non-organic. I know, not fair. If you think about it, lower income areas shelves generally don’t have healthy options. Why? The market feels you can’t afford it. Let’s feel the shelves with junk, full of sugar.
Yes, sugar is addictive and cheap. You will get addicted and buy more.
You generally see healthy options in suburbs or wealthier areas. Whole Foods, Trader Joes aren’t setting up shop in these areas. It’s not fair at all. Many of these families don’t have the means to travel over 30 miles to these stores. Let alone, have the financial stability to afford these foods. The salad bar at Whole Foods, what an assortment. Taboloui, rolled grape leaves, black olives and grilled chicken, what a lunch we have. These neighborhoods aren’t treated to this type of lifestyle. It’s a shame and I hope that one day, we can see a difference. I do applaud many of the producers who have made the change to incorporate healthier options and nutritional facts. Also, including them in the lunch rooms. An apple a day kids!
Now, my marketing got a hold of me. It’s things I have reflected on through deep analysis. Things are tough for many of us. Sometimes, we don’t know where to turn for money. We are embarrassed or feel uncomfortable asking a neighbor, relative let alone, our employer for assistance. Asking for government assistance, there is a waiting list, why? There are others also asking for assistance, the demand is high. In addition, they have to conduct background check and clearance.
Why I Rock With Earn Money Apps
In every article I do, I always include a personal testimony. I want you to know, I am a real person who has experienced everything under the sun. I have been through school, obtaining a bachelor’s and a Master’s degree. I paid for the master’s all by myself. You know how hard that is when you have bills to sustain as well. It was a goal. I worked hard during the day and schooled it at night/weekends. Yes, determination, the benefits outweigh the costs. A proud accomplishment. Things were tight but well worth it. Also, my grandmother (who is heaven sent). Always a penny pincher (why she had wealth) always gave me advice on life. One of them was money. She always said to save your money, build your account. No matter what. As she got older, I started managing her accounts. I learned through her and she is a prime example of financial stability. She gave more than she spent. She was generous, it was in her blood. Although she was generous, she also had a beautiful bank account. One to adore.

Musings-of-Life.com
Grandma Is Always Right
I live through her example, build upon your wealth. As she would talk, I can afford a Mercedes or BMW but I choose not to. The reason why people are wealthy is because they save. They shop at the Goodwill, thriftshops, pick up bargains. She talked to many of them. Especially as she liked to thrift in many wealthy area thrift shops. Many were doctors, lawyers, stock brokers, shopping in thrift stores. What you see on tv isn’t reality. The lavish houses, cars, jets, celebrities living it up. It’s not reality. In reality, many wealthy people are in the thrift stores because they’re smart. They know financial stability. They know to save.
To me, I rather impress with a large bank account than lavish material. I am the type of person who doesn’t like to depend on anyone. I am super independent. I have to earn my own. I don’t want a man spending anything on me. I have to be the earner. Just like my grandmother. My grandfather let us know, your grandmother is the boss. She misses finance, lol. He was humble, a man of common means.
I want to follow in her footsteps. I am naturally bossy/a leader, it’s my nature. I usually speak up and take over things. I am always in a leadership position. Class organizer, trainer, manager, this has been my career path.
Inspiration Behind This Article
As I have been out and about, I have been running into a number of people asking for financial assistance. Miss, do you have a few dollars, ran out of gas. I lost my job, can you help me out. My inner compassion comes out. Yes, I am compassionate and generous, but smart. If they say they’re hungry, I will go buy them something. I try not to give them money, we don’t want them using illegal substances. I don’t want to condone behavior. I have a good sense, I can tell if someone really needs it. They will take me to their car or through eye contact, they establish trust. I can read people really well. I give them advice, call 211 or social services. Also, some quick ways to earn money.
All of this helped to inspire this post. Now, before I go on, I have used all of these apps. They shell out real money. No spam or misleading information at these sites. You may encounter a number of ads, but they help fund your payouts. I generally work on something else while they play. It doesn’t deter the reward, the payout. Yes, it may be small but can build up if you’re persistent. In your downtime, you can build up some cash. I will provide screenshots of the payouts I received from these sites.
What To Look Out For In Earn Money Apps
There are many of these “earn money apps” that give you a hard time. You start playing, building up points only to realize you’re not getting any payout. Also, there are sites that keep crashing or experience the good ole “technical difficulties.” I am not about wasting time. I also don’t want you to waste your time. Together, we will go over the top sites that earn real money. They have addicting games and fun surveys for all. With time and persistence, you can build up at least $5.00 in a week. I took this test and accomplished this feat. Even with a full time and responsibilities, I did it. Deposited into my bank account in about 2 days. Not bad. Why not get paid when you’re bored.
Why Playing Games Is Therapeutic And Helps Your Mind
Playing games exercises your mind. Expands your creativity and helps prevent boredom. If you like to be challenged, this works for you. What I do is set a goal. For instance, I don’t want to purchase more Christmas lights. The only way to do this is by building up enough money (by earn money apps) only. It’s a fun challenge. It helps to discipline myself. Not to touch my hard earned money on things I don’t need. These are all my wants. If you want your “wants” you have to earn it. I also do it for gas, car maintenance (oil change money), snacks, and emergency funds.
I am not a greedy person, just smart. As I went over my personal testimony, I never want to be struggling. My goal is to build my savings by 20%, going up 1% every year. So next year, build up to 21%. This helps to discipline myself. Another small testimony. I had a tire blow out unexpectedly during a time where things were a little tight. I didn’t understand why it blew out (maybe the excessive heat). I started to panic as I didn’t want to have a $150-$200 bill on my hands. You know how it is with tires, an expense in the making. I was relieved when my bill came to $35. This little lesson struck a bell with me. The importance of having enough in the bank. You never know when an unexpected expense will occur. Especially with transportation.
Yes, we have financing and credit cards available. That’s good but who wants to run up their credit cards. It’s a recipe for bad credit happening. You don’t want that because it will be hard to obtain a future loan, credit cards or an apartment. It also can affect you getting a job. Having negative marks staying on your report for years. Why it’s good to keep the bills low and use credit cards sparingly, making sure you can pay them off asap. It’s a good way to build and maintain excellent credit. Use them when rewards are available. Always make sure you have 3 times as much money in your account that can take care of your bills.
I present these money earning opportunities as a way to keep you out of debt. Another stream of building your wealth. Yes, the earnings are small but they add up in time. How about gaining an extra $300 a year playing your favorite games. Sounds good to me. I am not greedy but if I see an opportunity to earn, I am for it. No idle time, I want to be set financially. I want you to also be set. We will get into other ways in which we all should be taking the time to do, investing.
First, let’s get into these tips before you begin your journey with earn money apps.
Android and Iphone Users
Yes, you can use many of these apps on the smartphone/tablet or desktop/laptop. I would recommend downloading the app if you’re interested in earning through the games. You have multiple options, earning through surveys, signing up with affiliate sites or games. The option is up to you. With the surveys, take your time and not rush through them. You don’t want to lose out on the earnings. They track if you’re rushing. As a marketer, we thrive on accurate information. It helps to make the right product/service decisions. It benefits you as you will have the right product/services for your needs. If you like Pringles and select that on the survey, this helps the manufacturer produce more. If you select no, the manufacturer may stop producing. You will be disappointed when your favorite is no longer on the shelf.
If you use android, you would download the apps through the playstore (using search). Iphone users, appstore (using search). If you access these sites, many of them have the download the app button. You can download directly on the sites. The choice is up to you. A little tip, your phone storage. Yes, it matters. If you’re like me, downloading a lot of apps can be daunting on your phone. The more storage, the more it drains your battery. Can even slow down your phone. Yes, even with an iphone. Things can start crashing a bit. You can check your storage settings. If you have the spare change, you can get a cheap smartphone and dedicate it to apps.
Unlocked Phone So You Won’t Be Tied Down With A Contract
You would choose an unlocked phone (you won’t have a contractual monthly service). An unlocked phone is smart, you can surf the internet and download apps, preventing draining your primary phone. It can serve as a backup if anything happens to your primary phone. Here is one you can pick up at Walmart. Cricket Wireless Moto G Play 2024-unlocked phone.
Cricket Wireless Moto G Play 2024 64GB, 4GB RAM (Prepaid) – Sapphire Blue – Walmart.com
It’s good enough for earn money apps, primarily if you don’t have an up to date smartphone. If you have an older Iphone, you most likely don’t have the latest updates. Many apps require iOS 17 or later. You can’t download this update on an older phone. You have no choice but to trade in or get the latest iPhone (that has this software update requirement).
You can also buy a cheaper smartphone, as I previously recommended. That way, you don’t drain your storage and not have to worry about having a cluttered phone. With an unlocked phone, you’re not committed. It’s a safe backup. If you want to get a cheap plan (have another phone line) then go for it. I have Altice mobile and pay around $18.00 a month for unlimited talk and 1GB of data. Compare that to a $100 bill with the same service. You can look around for cheap services that offer unlimited talk and a good amount of data. You’re more than likely going to be on wiFi (free wiFi almost everywhere). You don’t need an extensive data plan.
Computer Requirements For Smart Earning Potential
Now that we went over phone requirements, it would be the same for your computer. Having higher ram, faster the computer becomes and the more you can store. Think of ram as a trunk. The bigger, the more you can store. Be aware. Many computers (on sale) are on the smaller RAM side (4 GB). If you use a lot of programs or like to game, this will not be for you. You need a higher capability that will be able to process your programs. I will use myself as an example. I like to create graphics, and I often use Adobe Creative Cloud Suite. You need 16 GB and higher to perform at optimal performance. If you’re creating gifs, videos and effects, you need more juice. You wouldn’t be able to open the programs. Generally, you’re using these programs together. Creating in Illustrator, editing in Photoshop and adding as video in Premiere. You need a lot of GB. It doesn’t stop there, you have Microsoft suite, Clipchamp, google chrome and other programs. You need a lot of space. Who wants to be working on a slow computer. Check the RAM before purchasing. You can score a great deal on a 16GB computer and higher.
I scored an amazing deal at Staples for an HP. Check out Black Friday and after Christmas deals. You can also check around other major holidays. Can get a great computer as part of end of the year clearance. Manufacturers are making way for the new and latest tech, have to clear the shelves of the old.
Please invest in this RAM space (16GB or higher). You won’t be limited and the best thing, you will be working with a faster processor. No slow computers that crash! Also, you will be able to download a lot of programs and desktop apps, meeting the system requirements. Time is of the essence.
Now that we got the system requirements out of the way, we can get into these earn money apps. I will give a brief review on each of them. Let’s start earning!
Top 15 Earn Money APPS To Start Earning Money
- Survey Junkie
This one is my personal favorite. I hit this one almost every day. It offers a fast payout. I have no issues with this site. Once I access the surveys, they work. To date, I receive almost a $100 from taking surveys with them. I just completed the 1-week challenge (last week). I earned $5.00 over the week. I got a nice deposit yesterday. They are a straight to the point site, no time for gimmicks.
Here is some proof of payment from Survey Junkie.

As previously pointed out, I am only listing sites that I personally use. I wouldn’t list anything that will harm your computer or waste your time. You will receive legitimate payments without any compromising to your Internet safety. There are a lot of scams out there. We have to protect ourselves. I link up my PayPal account, never my direct banking accounts (as extra safety pre-cautions). I recommend you do the same.
- FreeCash
Freecash: Get Paid for Games & Surveys | Earn Real Cash
This one use to be my personal favorite. Kind of still is. One thing, sometimes their site is not accessible. You can hit the refresh button; it comes back to life. I know, programming error. Still, they are legitimate. They have an amazing assortment of games, challenges, and surveys. I am addicted to Sunshine Island. The business in me. I like efficiency games that simulate business.
3. YouGov
This nice part of the government data collection site is in my pinnacle top 5 list. The surveys are lengthy but worth it. You get a nice collection of points. The government needs your data for decision making. They are willing to pay.

Here’s my is my year in review. Not bad to outperform 93% of respondents.
When they’re email hits, I act on completing their surveys. You have to act fast before the surveys become obsolete. You don’t want to leave money on the table. Try to complete them on the same day. How you earn is through their email invitations. Also, by accessing their site, seeing if surveys are available. You can also enter data and fill out your ratings on different topics for points.
They have a nice selection of payout options. It takes times to get to direct deposit or card rewards. Generally, I get the e-cards, paying for items online. You can pay for food (through apps) or other merchandise. It acts as a real credit card. You get 16 digit code, you enter in. You’re limited to the reward. In this case, I was limited to $15. Had a craving for McDonalds, used this card for a nice lunch. Not bad!
4. EarnStar
Similar to FreeCash, they offer a number of surveys and addicting games. I really like their challenges. They have a nice level challenge where you can earn additional bonus money. Sometimes, you have to refresh the surveys. Just a little programming nuance. Still, they rock.
Tips Survey Sites
Now, you may notice a (1 minute and you will earn $0.19 cents). Don’t be discouraged as it’s rare this will happen. When you click on the option, you don’t know if you will receive a payout. It’s no guarantee. You can be disqualified, based on your response.
Say for instance, the surveyor is looking for smokers. The question ask, are you a smoker. You select no. You’re disqualified. Some still pay for your time. Survey Junkie does. You just move on to the next.
You don’t what you will be compensated for. I just keep clicking and participating in surveys (until I get to a balance where I can withdraw). That is usually $5.00. With some of them, I keep going to I reach over the limit. Say around $5.50. There are fees associated with withdrawal. They are small.
Just keep clicking the different survey options until you can participate in a survey. Hit the refresh and close button if they don’t work. Just click on another option until you find one that works. Keep the cycle going.
Read Instructions To Make Sure You’re Compensated
I recommend reading the instructions to make sure you’re fairly compensated on your selections. I usually click on the original link on the app that directs me to the game. I am extra careful because I want to make sure the earn money app can track my progress. When you download the game app, it’s separate from the earn money app. I usually go to earn money app, tap on the game link there, that directs me to the app. That way, they know and can track me playing the game. I am thinking, if I go directly to the game app, how can the earn money app track.
Tips To Make Sure You’re Compensated For Playing Games
For example, I use EarnStar (earn money app) and start playing Sunshine Island (game app) for cash. Sunshine Island downloads as a separate app. If I go and access the Sunshine Island app directly, how will EarnStar (earn money app) know I am playing the game to compensate. Once the game is downloaded, I go back to EarnStar, click on the Sunshine Island app directly on EarnStar, then it directs me to Google Play Store, click on link, the game starts to download, and I will start playing from there. I only recommend doing this if you close the game app. Go back to the original earn money app, click on the game app on there, then it will direct you back to the game app.
Here is an example of my tip in action.
To recap, I am only doing this so EarnStar knows I am playing the game. I want to create a link to ensure I am compensated. EarnStar knows I am playing and can track my progress. So if I get to Level 4 (part of the challenge), I can get bonus points.
I think you get the hint. It’s all about making sure the earn money app is tracking your progress so you get compensated. I don’t want you to start playing and not get compensated. It’s an extra step but worth it. Who wants to fight customer service because they couldn’t track your progress. You’re playing to earn money, we don’t want anything to deter that. Happy playing!
5. Kaskick
A cool site to kick it on and get rewarded. They have a lot affiliate link offers. If you sign up with a specific merchant site, you will receive money. Not bad. They also have surveys, games, deaals and giveways. You get a $1.00 upon completing profile. Not bad to start earning. It’s one of my favorites because there is no hiccups in paying. Straight to the point and your deposits will be rolling in minutes.

6. #1 Supreme King
The logo features a cute cat with a crown. This one is a favorite because I love the car jam and car out games. They are one of my favorites. Really works the brain. They focus on tasks and games. Play this number of games and you will be rewarded. I love challenges and levels as part of the reward process. It’s a psychological thing. It gives you an extra push and doesn’t keep things boring. Give it a whirl.
7. Richie Games
Yes, this app rocks. Features a cool spinner that can add up to coins. Have a daily reward. Talk about wheel of fortune. Surveys and games galore. Can invite friends and get a nice reward. It’s all about the games and what’s your flavor. This one has a wealth of a selection.
8. Prizeplay
This one is a straight shooter. Just like the rest, they have a wealth of games that you can play to earn money. They have a variety of games. After 3 hours, your points turn into dollars. It’s a fun site to check out.
9. EarnHaus
This one is strictly for those who love taking surveys. Just like survey junkie (although I love survey junkie a little better). Have wide access to surveys, invites to participate in panels and chance to earn by joining affiliates. It’s a nice site if you want a change.
10. Surveylama
This one feature ads that may be a little bit too big to count. Not complaining, just warning if you’re trying to access the surveys. Look out for the access to surveys button and you will be good to go. You’re rewarded points that will be converted to dollars. It’s a nice site that is similar to the rest.

Musings-of-Life.com
11. MoneyTime
For some reason, I usually gravitate to this app a lot. Similar to others, their game choices are more up to speed with my taste. Lots of puzzles and brain teasers. Earnings add up quickly the more you play.
12.Moneywalk
If you read any of my articles on fitness, you know I love tracking. From burning calories, amount of calories, heart rate and amount of steps. These have all been a foundation for my personal weightloss. If I didn’t track, I don’t think I would’ve been successful in losing weight. It challenged me and held me accountable.
Yes, we are supposed to get in 10,000 steps per day. I have amassed over 76,000 steps (in one day) through a personal challenge.
This little app pays for tracking your steps. If that isn’t motivation to keep moving. We don’t want to have fragile bones and weight gain. Keeping moving helps your health, even if you’re not trying to lose the pounds. We want to keep our heart healthy and metabolism revving.
Now our weightlifting friends, I know, cardio is a killer. Still, it won’t kill your gains. It’s all about balance. Not overdoing. Still, you want to keep moving. It will help to prevent stiffness, who wants an injury to occur. Get in the minimum or just below, you will be good. I did it during my weightlifting journey.
As a woman, I felt overjoyed when I was able to hip thrust over 300 pounds. I love the hip thrust, powerful thighs and butt was the goal! I didn’t play.
You can also track meal, sleeping, water intake, points for check in on your progress, and games.
13. CashBuddy
This one is straight games. They have fun little challenges. For instance, play 1/2 the day and earn bonus. They have a number of fun games. Try it out today!
14. Scrambly
Scrambly has a bit of everything. Games, offers, offering a wealth of ways to earn. They may be top in regard to the variety of ways to earn. Great way to not be bored. This site is a hidden treasure.
15. LifePoints
This one rounds out are list. It has a number of surveys that you can earn points. A dependable site you can trust to earn rewards.
Conclusion
Well, that was a mouth full. I hope you enjoyed going over this great list of top earners. The key is to be consistent and persistent. You have to keep at it constantly, you will see the dollars add up. I posted my proof so you will know someone is on your side. I wouldn’t post anything on this forum if I didn’t experience it myself. If something works for me, I will share. I know someone out there can use a few extra bucks.
We are in the age of too many scams. Trust, I’ve been through it all. I use to work for technology company. I know the nuances of scamming and what to look out for. That was near top of our list. If we were hit with a virus or intrusion, we would be put out of business. I vetted and tried all of these sites. I am an account holder with all of them. So far, no problems. Sometimes their sites go off grid but that goes with company. Still, they’re legit.
Give these apps a try, nothing to lose. Also, make sure you link a Paypal account and not your primary bank account. That way, you are fully protected. Although I trust all these sites, I am still on alert. I don’t link anything to my personal bank account. You never know if these sites might be hit with spam ware innocently. Link your Paypal account, you can transfer funds for free (3-4 days). Enjoy!
How do you feel about earn money apps? Have any success stories with these apps you would like to share? What are your favorite apps? Let me know in the comments.


Share your thoughts, eager to hear them!